/* =========================================================
   IBI — Institutional Benchmarking Institute
   Design system / shared stylesheet
   ========================================================= */

:root {
  /* Brand */
  --navy: #18376d;
  --navy-700: #1d4183;
  --navy-800: #122c58;
  --navy-900: #0f2547;
  --navy-950: #0a1628;
  --gold: #926126;
  --gold-light: #b8843a;
  --gold-pale: #e3d2ba;
  --cream: #faf8f5;
  --sand: #f2eee8;

  /* Ink */
  --text: #1e293b;
  --muted: #5b6779;
  --muted-soft: #8a94a4;
  --line: rgba(24, 55, 109, .12);
  --line-strong: rgba(24, 55, 109, .22);

  /* Layout */
  --wrap: 1220px;
  --wrap-wide: 1480px;
  --wrap-narrow: 820px;
  --header-h: 78px;
  --gut: clamp(20px, 5vw, 48px);

  /* Shape */
  --r-sm: 10px;
  --r: 16px;
  --r-lg: 24px;

  /* Depth */
  --sh-sm: 0 2px 10px rgba(15, 37, 71, .06);
  --sh: 0 14px 44px rgba(15, 37, 71, .10);
  --sh-lg: 0 30px 80px rgba(15, 37, 71, .18);

  --ease: cubic-bezier(.22, .8, .36, 1);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 76px); }

body {
  font-family: 'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  background: #fff;
  color: var(--text);
  line-height: 1.7;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img, video { max-width: 100%; display: block; }
a { color: inherit; }

::selection { background: var(--gold); color: #fff; }

:focus-visible {
  outline: 3px solid var(--gold-light);
  outline-offset: 3px;
  border-radius: 4px;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 3000;
  background: var(--navy);
  color: #fff;
  padding: 12px 20px;
  border-radius: 0 0 8px 0;
  font-size: 14px;
  font-weight: 600;
}
.skip-link:focus { left: 0; }

/* ---------------------------------------------------------
   Typography
   --------------------------------------------------------- */

h1, h2, h3, h4 { font-weight: 600; line-height: 1.22; letter-spacing: -.02em; color: var(--navy); }

h1 { font-size: clamp(32px, 4.2vw, 48px); font-weight: 700; }
h2 { font-size: clamp(26px, 2.9vw, 34px); }
h3 { font-size: clamp(19px, 1.5vw, 22px); }
h4 { font-size: 17px; letter-spacing: -.01em; }

/* The home hero carries a little more weight than the sub-page titles */
.hero h1 { font-size: clamp(28px, 3.5vw, 41px); line-height: 1.18; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 13.5px;
  font-weight: 600;
  letter-spacing: .11em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 16px;
}
.eyebrow::before {
  content: "";
  width: 26px;
  height: 2px;
  background: var(--gold);
  border-radius: 2px;
}

.lead { font-size: clamp(17px, 1.3vw, 18.5px); color: var(--muted); line-height: 1.75; }

.prose p { color: var(--muted); margin-bottom: 20px; font-size: 16.5px; }
.prose p:last-child { margin-bottom: 0; }
.prose strong { color: var(--navy); font-weight: 600; }
.prose em { color: var(--text); }
.prose a:not(.btn) {
  color: var(--navy);
  text-decoration: underline;
  text-decoration-color: var(--gold-pale);
  text-underline-offset: 3px;
  text-decoration-thickness: 2px;
  transition: color .25s var(--ease), text-decoration-color .25s var(--ease);
}
.prose a:not(.btn):hover { color: var(--gold); text-decoration-color: var(--gold); }
.prose h3 { margin: 40px 0 14px; }
.prose h3:first-child { margin-top: 0; }
.prose h4 { margin: 28px 0 10px; color: var(--navy); font-size: 18px; font-weight: 600; }

.measure { max-width: 72ch; }

/* ---------------------------------------------------------
   Layout helpers
   --------------------------------------------------------- */

.wrap { width: 100%; max-width: var(--wrap); margin: 0 auto; padding: 0 var(--gut); }
.wrap-wide { width: 100%; max-width: var(--wrap-wide); margin: 0 auto; padding: 0 var(--gut); }
.wrap-narrow { width: 100%; max-width: var(--wrap-narrow); margin: 0 auto; padding: 0 var(--gut); }

.section { padding: clamp(64px, 8vw, 112px) 0; position: relative; }
.section--tight { padding: clamp(48px, 5vw, 72px) 0; }
.section--cream { background: var(--cream); }
.section--sand { background: linear-gradient(160deg, var(--cream) 0%, var(--sand) 100%); }
.section--navy {
  background: linear-gradient(155deg, var(--navy) 0%, var(--navy-900) 100%);
  color: rgba(255, 255, 255, .85);
}
.section--navy h2, .section--navy h3, .section--navy h4 { color: #fff; }
.section--navy .lead, .section--navy .prose p { color: rgba(255, 255, 255, .78); }
.section--navy .eyebrow { color: var(--gold-light); }
.section--navy .eyebrow::before { background: var(--gold-light); }
.section--navy .prose strong { color: #fff; }
.section--navy .prose em { color: rgba(255, 255, 255, .9); }
.section--navy .prose a:not(.btn) { color: var(--gold-light); text-decoration-color: rgba(184, 132, 58, .5); }
.section--navy .prose a:not(.btn):hover { color: #fff; text-decoration-color: #fff; }

.section-head { max-width: 780px; margin-bottom: clamp(36px, 4vw, 56px); }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head.center .eyebrow { justify-content: center; }
.section-head h2 + .lead { margin-top: 18px; }

.grid { display: grid; gap: clamp(20px, 2.4vw, 32px); }
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(32px, 5vw, 80px);
  align-items: center;
}
.split--top { align-items: start; }
.split--wide-left { grid-template-columns: 1.15fr .85fr; }
.split--wide-right { grid-template-columns: .85fr 1.15fr; }

.divider { height: 1px; background: var(--line); border: 0; margin: clamp(40px, 5vw, 64px) 0; }

/* ---------------------------------------------------------
   Buttons
   --------------------------------------------------------- */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 13px 26px;
  border-radius: var(--r-sm);
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: transform .3s var(--ease), background .3s var(--ease), color .3s var(--ease),
              box-shadow .3s var(--ease), border-color .3s var(--ease);
  white-space: nowrap;
}
.btn svg { width: 16px; height: 16px; flex: none; }

.btn--gold { background: var(--gold); color: #fff; box-shadow: 0 6px 20px rgba(146, 97, 38, .25); }
.btn--gold:hover { background: var(--gold-light); transform: translateY(-2px); box-shadow: 0 10px 28px rgba(146, 97, 38, .34); }

.btn--navy { background: var(--navy); color: #fff; }
.btn--navy:hover { background: var(--navy-700); transform: translateY(-2px); box-shadow: 0 10px 28px rgba(24, 55, 109, .28); }

.btn--outline { border-color: var(--line-strong); color: var(--navy); background: transparent; }
.btn--outline:hover { border-color: var(--navy); background: var(--navy); color: #fff; transform: translateY(-2px); }

.btn--ghost { border-color: rgba(255, 255, 255, .35); color: #fff; }
.btn--ghost:hover { background: #fff; color: var(--navy); border-color: #fff; transform: translateY(-2px); }

.btn--sm { padding: 9px 18px; font-size: 13.5px; }

.btn-row { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 32px; }

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 600;
  font-size: 15px;
  color: var(--gold);
  text-decoration: none;
  transition: gap .3s var(--ease), color .3s var(--ease);
}
.link-arrow::after { content: "→"; transition: transform .3s var(--ease); }
.link-arrow:hover { color: var(--gold-light); }
.link-arrow:hover::after { transform: translateX(4px); }

/* ---------------------------------------------------------
   Header + navigation
   --------------------------------------------------------- */

.site-header {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 1000;
  height: var(--header-h);
  display: flex;
  align-items: center;
  background: rgba(255, 255, 255, .92);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid transparent;
  transition: box-shadow .3s var(--ease), border-color .3s var(--ease), background .3s var(--ease);
}
.site-header.is-stuck {
  border-bottom-color: var(--line);
  box-shadow: 0 6px 26px rgba(15, 37, 71, .07);
}

.header-inner {
  width: 100%;
  max-width: var(--wrap-wide);
  margin: 0 auto;
  padding: 0 var(--gut);
  display: flex;
  align-items: center;
  gap: 28px;
}

.brand { display: flex; align-items: center; flex: none; }
.brand img { height: 42px; width: auto; }

.nav { margin-left: auto; }
.nav-list { display: flex; align-items: center; gap: 4px; list-style: none; }

.nav-item { position: relative; }

.nav-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 10px 14px;
  font-size: 14.5px;
  font-weight: 500;
  color: var(--navy);
  text-decoration: none;
  border-radius: 8px;
  transition: color .25s var(--ease), background .25s var(--ease);
}
.nav-link:hover { color: var(--gold); background: rgba(146, 97, 38, .07); }
.nav-link .caret {
  display: inline-block;
  width: 9px;
  height: 9px;
  border-right: 1.6px solid currentColor;
  border-bottom: 1.6px solid currentColor;
  transform: translateY(-2px) rotate(45deg);
  opacity: .5;
  transition: transform .25s var(--ease);
}
.nav-item:hover .caret, .nav-item:focus-within .caret { transform: translateY(1px) rotate(225deg); opacity: .9; }

.nav-link.is-active { color: var(--gold); }
.nav-link.is-active::after {
  content: "";
  position: absolute;
  left: 14px;
  right: 14px;
  bottom: 2px;
  height: 2px;
  border-radius: 2px;
  background: var(--gold);
}

/* Dropdown */
.dropdown {
  position: absolute;
  top: calc(100% + 10px);
  left: 50%;
  transform: translate(-50%, 8px);
  min-width: 320px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: var(--sh-lg);
  padding: 10px;
  list-style: none;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity .22s var(--ease), transform .22s var(--ease), visibility .22s;
}
.dropdown::before {
  content: "";
  position: absolute;
  top: -12px;
  left: 0;
  right: 0;
  height: 12px;
}
.nav-item:hover > .dropdown,
.nav-item:focus-within > .dropdown {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translate(-50%, 0);
}
.dropdown a {
  display: block;
  padding: 10px 14px;
  border-radius: 10px;
  font-size: 14.5px;
  color: var(--text);
  text-decoration: none;
  transition: background .2s var(--ease), color .2s var(--ease), padding-left .2s var(--ease);
}
.dropdown a:hover { background: var(--cream); color: var(--navy); padding-left: 20px; }
.dropdown .dropdown-lead {
  display: block;
  padding: 10px 14px 12px;
  margin-bottom: 4px;
  border-bottom: 1px solid var(--line);
  border-radius: 10px 10px 0 0;
  font-weight: 600;
  color: var(--navy);
}
.dropdown .dropdown-lead:hover { padding-left: 14px; background: var(--cream); }
.dropdown .dropdown-lead small {
  display: block;
  font-weight: 400;
  font-size: 12.5px;
  color: var(--muted-soft);
  letter-spacing: .01em;
}

.header-cta { flex: none; display: flex; gap: 10px; align-items: center; }

/* Language switch */
.lang-switch {
  flex: none;
  display: inline-flex;
  align-items: center;
  gap: 2px;
  padding: 3px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: rgba(255, 255, 255, .7);
}
.lang-switch a {
  padding: 6px 13px;
  border-radius: 999px;
  font-size: 12.5px;
  font-weight: 600;
  letter-spacing: .06em;
  color: var(--muted);
  text-decoration: none;
  line-height: 1;
  transition: background .25s var(--ease), color .25s var(--ease);
}
.lang-switch a:hover { color: var(--navy); background: var(--cream); }
.lang-switch a[aria-current="true"] { background: var(--navy); color: #fff; }
.lang-switch a[aria-current="true"]:hover { background: var(--navy-700); color: #fff; }

/* Burger */
.burger {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: #fff;
  cursor: pointer;
  position: relative;
  flex: none;
}
.burger span {
  position: absolute;
  left: 12px;
  right: 12px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: transform .3s var(--ease), opacity .2s var(--ease);
}
.burger span:nth-child(1) { top: 15px; }
.burger span:nth-child(2) { top: 21px; }
.burger span:nth-child(3) { top: 27px; }
.burger[aria-expanded="true"] span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.burger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

/* Mobile panel */
.mobile-nav {
  position: fixed;
  inset: var(--header-h) 0 0 0;
  z-index: 999;
  background: #fff;
  overflow-y: auto;
  padding: 24px var(--gut) 64px;
  transform: translateY(-8px);
  opacity: 0;
  visibility: hidden;
  transition: opacity .25s var(--ease), transform .25s var(--ease), visibility .25s;
}
.mobile-nav.is-open { opacity: 1; visibility: visible; transform: translateY(0); }
.mobile-group { border-bottom: 1px solid var(--line); padding: 6px 0 14px; }
.mobile-group > a {
  display: block;
  font-size: 17px;
  font-weight: 600;
  color: var(--navy);
  text-decoration: none;
  padding: 12px 0 6px;
}
.mobile-group ul { list-style: none; }
.mobile-group ul a {
  display: block;
  padding: 8px 0 8px 16px;
  border-left: 2px solid var(--line);
  color: var(--muted);
  text-decoration: none;
  font-size: 15px;
}
.mobile-group ul a:hover { color: var(--gold); border-left-color: var(--gold); }
.mobile-nav .btn { width: 100%; margin-top: 26px; }

body.nav-open { overflow: hidden; }

/* ---------------------------------------------------------
   Hero (home)
   --------------------------------------------------------- */

.hero {
  position: relative;
  margin-top: var(--header-h);
  padding: clamp(56px, 7vw, 104px) 0 clamp(56px, 7vw, 96px);
  background:
    radial-gradient(900px 520px at 88% 12%, rgba(146, 97, 38, .10), transparent 62%),
    radial-gradient(760px 520px at 4% 88%, rgba(24, 55, 109, .08), transparent 60%),
    linear-gradient(160deg, #fff 0%, var(--cream) 55%, #fff 100%);
  overflow: hidden;
}
.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: linear-gradient(var(--line) 1px, transparent 1px), linear-gradient(90deg, var(--line) 1px, transparent 1px);
  background-size: 76px 76px;
  -webkit-mask-image: radial-gradient(70% 60% at 50% 30%, #000, transparent 78%);
  mask-image: radial-gradient(70% 60% at 50% 30%, #000, transparent 78%);
  opacity: .5;
  pointer-events: none;
}
.hero .wrap-wide { position: relative; z-index: 1; }
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: clamp(36px, 5vw, 72px);
  align-items: center;
}
.hero h1 { margin-bottom: 24px; }
.hero .lead { max-width: 620px; margin-bottom: 16px; }

.hero-media {
  position: relative;
  border-radius: var(--r-lg);
  overflow: hidden;
  box-shadow: var(--sh-lg);
  border: 1px solid rgba(255, 255, 255, .6);
}
.hero-media video { width: 100%; height: auto; }

.hero-badges { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 34px; }
.badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 7px 14px;
  border-radius: 999px;
  background: rgba(255, 255, 255, .8);
  border: 1px solid var(--line);
  font-size: 13px;
  color: var(--navy);
  font-weight: 500;
}
.badge::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--gold); }

/* ---------------------------------------------------------
   Page hero (sub pages)
   --------------------------------------------------------- */

.page-hero {
  margin-top: var(--header-h);
  position: relative;
  padding: clamp(52px, 6vw, 88px) 0 clamp(48px, 5.5vw, 76px);
  background: linear-gradient(150deg, var(--navy) 0%, var(--navy-900) 62%, var(--navy-950) 100%);
  color: #fff;
  overflow: hidden;
}
.page-hero::before {
  content: "";
  position: absolute;
  top: -30%;
  right: -12%;
  width: 720px;
  height: 720px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(146, 97, 38, .30) 0%, transparent 66%);
}
.page-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255, 255, 255, .05) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, .05) 1px, transparent 1px);
  background-size: 68px 68px;
  -webkit-mask-image: linear-gradient(180deg, #000, transparent 85%);
  mask-image: linear-gradient(180deg, #000, transparent 85%);
}
.page-hero .wrap { position: relative; z-index: 1; }
.page-hero h1 { color: #fff; max-width: 20ch; }
.page-hero .lead { color: rgba(255, 255, 255, .8); max-width: 66ch; margin-top: 22px; }
.page-hero .eyebrow { color: var(--gold-light); }
.page-hero .eyebrow::before { background: var(--gold-light); }

.crumbs { font-size: 13px; color: rgba(255, 255, 255, .55); margin-bottom: 18px; }
.crumbs a { color: rgba(255, 255, 255, .75); text-decoration: none; }
.crumbs a:hover { color: var(--gold-light); }
.crumbs span { margin: 0 8px; opacity: .5; }

/* ---------------------------------------------------------
   Sticky sub navigation
   --------------------------------------------------------- */

.subnav {
  position: sticky;
  top: var(--header-h);
  z-index: 900;
  background: rgba(255, 255, 255, .94);
  backdrop-filter: saturate(180%) blur(12px);
  -webkit-backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--line);
}
.subnav-inner {
  max-width: var(--wrap-wide);
  margin: 0 auto;
  padding: 0 var(--gut);
  display: flex;
  gap: 6px;
  overflow-x: auto;
  scrollbar-width: none;
}
.subnav-inner::-webkit-scrollbar { display: none; }
.subnav a {
  flex: none;
  padding: 15px 14px;
  font-size: 14px;
  font-weight: 500;
  color: var(--muted);
  text-decoration: none;
  border-bottom: 2px solid transparent;
  transition: color .25s var(--ease), border-color .25s var(--ease);
  white-space: nowrap;
}
.subnav a:hover { color: var(--navy); }
.subnav a.is-current { color: var(--gold); border-bottom-color: var(--gold); }

/* ---------------------------------------------------------
   Cards
   --------------------------------------------------------- */

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r);
  padding: clamp(24px, 2.6vw, 34px);
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s var(--ease);
  position: relative;
  overflow: hidden;
}
.card:hover { transform: translateY(-5px); box-shadow: var(--sh); border-color: var(--gold-pale); }
.card h3 { margin-bottom: 12px; }
.card p { color: var(--muted); font-size: 15.5px; }
.card p + p { margin-top: 14px; }
.card .link-arrow { margin-top: 20px; }

.card--flat:hover { transform: none; box-shadow: var(--sh-sm); }
.card--cream { background: var(--cream); border-color: transparent; }

.card--dark {
  background: rgba(255, 255, 255, .05);
  border-color: rgba(255, 255, 255, .12);
  backdrop-filter: blur(6px);
}
.card--dark h3 { color: #fff; }
.card--dark p { color: rgba(255, 255, 255, .78); }
.card--dark:hover { background: rgba(255, 255, 255, .09); border-color: var(--gold-light); box-shadow: 0 18px 50px rgba(0, 0, 0, .28); }

.card-num {
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: .11em;
  color: var(--gold);
  display: block;
  margin-bottom: 14px;
}

.card-icon {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  background: linear-gradient(140deg, rgba(146, 97, 38, .14), rgba(146, 97, 38, .04));
  color: var(--gold);
  margin-bottom: 18px;
}
.card-icon svg { width: 22px; height: 22px; }
.card--dark .card-icon { background: rgba(184, 132, 58, .18); color: var(--gold-light); }

.card-top-rule::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), transparent);
  transform: scaleX(.18);
  transform-origin: left;
  transition: transform .45s var(--ease);
}
.card-top-rule:hover::before { transform: scaleX(1); }

/* ---------------------------------------------------------
   Stats
   --------------------------------------------------------- */

.stats { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: clamp(16px, 2vw, 26px); }
.stat {
  background: #fff;
  border: 1px solid var(--line);
  border-left: 3px solid var(--gold);
  border-radius: var(--r);
  padding: 26px 24px;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease);
}
.stat:hover { transform: translateY(-5px); box-shadow: var(--sh); }
.stat-num {
  font-size: clamp(28px, 2.7vw, 37px);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.05;
  letter-spacing: -.03em;
}
.stat-label {
  margin-top: 8px;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: .07em;
  color: var(--muted);
  font-weight: 500;
  line-height: 1.5;
}
.section--navy .stat { background: rgba(255, 255, 255, .06); border-color: rgba(255, 255, 255, .12); border-left-color: var(--gold-light); }
.section--navy .stat-num { color: #fff; }
.section--navy .stat-label { color: rgba(255, 255, 255, .65); }

/* ---------------------------------------------------------
   Lists
   --------------------------------------------------------- */

.checklist { list-style: none; display: grid; gap: 14px; }
.checklist li {
  position: relative;
  padding-left: 36px;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.65;
}
.checklist li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 4px;
  width: 20px;
  height: 20px;
  border-radius: 6px;
  background: rgba(146, 97, 38, .12);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23926126' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-size: 13px;
  background-repeat: no-repeat;
  background-position: center;
}
.section--navy .checklist li { color: rgba(255, 255, 255, .8); }
.section--navy .checklist li::before { background-color: rgba(184, 132, 58, .22); }

.bullets { list-style: none; display: grid; gap: 12px; }
.bullets li { position: relative; padding-left: 24px; color: var(--muted); }
.bullets li::before {
  content: "";
  position: absolute;
  left: 2px;
  top: 12px;
  width: 7px;
  height: 7px;
  border-radius: 2px;
  background: var(--gold);
  transform: rotate(45deg);
}
.section--navy .bullets li { color: rgba(255, 255, 255, .78); }

.tag-list { display: flex; flex-wrap: wrap; gap: 9px; }
.tag {
  display: inline-block;
  padding: 7px 15px;
  border-radius: 999px;
  background: var(--cream);
  border: 1px solid var(--line);
  font-size: 13px;
  color: var(--navy);
  font-weight: 500;
  transition: background .25s var(--ease), color .25s var(--ease), border-color .25s var(--ease);
}
.tag:hover { background: var(--gold); color: #fff; border-color: var(--gold); }
.section--navy .tag { background: rgba(255, 255, 255, .08); border-color: rgba(255, 255, 255, .14); color: rgba(255, 255, 255, .9); }
.section--navy .tag:hover { background: var(--gold); border-color: var(--gold); color: #fff; }

/* Numbered steps */
.steps { display: grid; gap: 18px; counter-reset: step; }
.steps li {
  list-style: none;
  position: relative;
  padding: 22px 26px 22px 74px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r);
  transition: transform .35s var(--ease), box-shadow .35s var(--ease);
}
.steps li:hover { transform: translateX(5px); box-shadow: var(--sh-sm); }
.steps li::before {
  counter-increment: step;
  content: counter(step, decimal-leading-zero);
  position: absolute;
  left: 26px;
  top: 22px;
  font-size: 13px;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: .08em;
}
.steps h4 { margin-bottom: 4px; }
.steps p { color: var(--muted); font-size: 15px; }
.section--navy .steps li { background: rgba(255, 255, 255, .05); border-color: rgba(255, 255, 255, .12); }
.section--navy .steps p { color: rgba(255, 255, 255, .75); }

/* Definition rows */
.deflist { display: grid; gap: 0; border-top: 1px solid var(--line); }
.deflist > div {
  display: grid;
  grid-template-columns: minmax(180px, 260px) 1fr;
  gap: 24px;
  padding: 20px 0;
  border-bottom: 1px solid var(--line);
}
.deflist dt { font-weight: 600; color: var(--navy); font-size: 15.5px; }
.deflist dd { color: var(--muted); font-size: 15.5px; }

/* ---------------------------------------------------------
   Quote
   --------------------------------------------------------- */

.quote {
  position: relative;
  background: var(--cream);
  border-left: 3px solid var(--gold);
  border-radius: 0 var(--r) var(--r) 0;
  padding: clamp(22px, 2.2vw, 30px) clamp(22px, 2.4vw, 32px);
}
.quote p {
  font-size: clamp(14.5px, 1.05vw, 15.5px);
  line-height: 1.6;
  color: var(--navy);
  font-weight: 400;
  letter-spacing: 0;
}
.quote p + p { margin-top: 12px; }
.quote footer {
  margin-top: 16px;
  font-size: 13px;
  color: var(--muted);
  font-weight: 500;
  line-height: 1.5;
}
.quote footer strong { color: var(--navy); display: block; font-weight: 600; }
.section--navy .quote { background: rgba(255, 255, 255, .06); border-left-color: var(--gold-light); }
.section--navy .quote p { color: #fff; }
.section--navy .quote footer { color: rgba(255, 255, 255, .65); }
.section--navy .quote footer strong { color: var(--gold-light); }

.callout {
  background: linear-gradient(140deg, var(--navy) 0%, var(--navy-900) 100%);
  color: #fff;
  border-radius: var(--r-lg);
  padding: clamp(30px, 3.4vw, 46px);
  position: relative;
  overflow: hidden;
}
.callout::before {
  content: "";
  position: absolute;
  top: -60%;
  right: -20%;
  width: 460px;
  height: 460px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(146, 97, 38, .35), transparent 65%);
}
.callout > * { position: relative; z-index: 1; }
.callout h3 { color: #fff; margin-bottom: 16px; }
.callout p { color: rgba(255, 255, 255, .82); }

/* Steps inside a callout sit side by side, so the block stays compact */
.callout .steps { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
.callout .steps li {
  background: rgba(255, 255, 255, .07);
  border-color: rgba(255, 255, 255, .14);
  padding: 20px 22px 22px;
}
.callout .steps li::before { position: static; display: block; margin-bottom: 8px; }
.callout .steps li:hover { transform: translateY(-4px); }
.callout .steps h4 { color: #fff; }
.callout .steps p { color: rgba(255, 255, 255, .76); font-size: 14.5px; }

/* ---------------------------------------------------------
   Publication lists (articles, blogs, presentations)
   --------------------------------------------------------- */

.pubs { list-style: none; border-top: 1px solid var(--line); }
.pubs > li { border-bottom: 1px solid var(--line); padding: 20px 0; }
.pub-title { display: block; font-weight: 600; color: var(--navy); font-size: 16.5px; line-height: 1.45; }
a.pub-title { text-decoration: none; transition: color .25s var(--ease); }
a.pub-title:hover { color: var(--gold); }
.pub-meta { display: block; margin-top: 5px; font-size: 13.5px; color: var(--muted-soft); }
.pub-note { display: block; margin-top: 10px; font-size: 14.5px; color: var(--muted); }
.pub-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; margin-top: 14px; }
.section--navy .pubs { border-top-color: rgba(255, 255, 255, .14); }
.section--navy .pubs > li { border-bottom-color: rgba(255, 255, 255, .14); }
.section--navy .pub-title { color: #fff; }
.section--navy .pub-meta { color: rgba(255, 255, 255, .58); }
.section--navy .pub-note { color: rgba(255, 255, 255, .75); }

/* ---------------------------------------------------------
   Document reference markers
   Temporary badges: replace with the real blob link once known.
   Search on data-doc="…" to find every occurrence.
   --------------------------------------------------------- */

.docref {
  display: inline-flex;
  align-items: center;
  padding: 3px 9px;
  border-radius: 6px;
  background: rgba(146, 97, 38, .12);
  border: 1px dashed rgba(146, 97, 38, .45);
  color: var(--gold);
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: .07em;
  text-transform: uppercase;
  white-space: nowrap;
  line-height: 1.4;
}
.docref--inline { margin-left: 8px; vertical-align: middle; }
.section--navy .docref,
.callout .docref,
.card--dark .docref,
.doc-cover .docref {
  background: rgba(184, 132, 58, .22);
  border-color: rgba(184, 132, 58, .6);
  color: var(--gold-light);
}

/* ---------------------------------------------------------
   Figures / media
   --------------------------------------------------------- */

.figure {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: clamp(18px, 2vw, 28px);
  box-shadow: var(--sh);
  transition: transform .4s var(--ease), box-shadow .4s var(--ease);
}
.figure:hover { transform: translateY(-6px); box-shadow: var(--sh-lg); }
.figure img { width: 100%; height: auto; border-radius: 8px; }
.figure figcaption {
  margin-top: 14px;
  font-size: 13px;
  color: var(--muted-soft);
  text-align: center;
}
.figure--bare { padding: 0; overflow: hidden; }
.figure--bare figcaption { padding: 0 18px 16px; margin-top: 12px; }

.media-frame {
  border-radius: var(--r-lg);
  overflow: hidden;
  box-shadow: var(--sh-lg);
  border: 1px solid var(--line);
}

/* Embedded video (YouTube, Brightcove) inside a media frame */
.video-embed { display: block; width: 100%; aspect-ratio: 16 / 9; border: 0; }

/* ---------------------------------------------------------
   Document cards (whitepapers, reports)
   --------------------------------------------------------- */

.doc-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(250px, 1fr)); gap: clamp(20px, 2.4vw, 30px); }

.doc {
  display: flex;
  flex-direction: column;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r);
  overflow: hidden;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s var(--ease);
}
.doc:hover { transform: translateY(-6px); box-shadow: var(--sh); border-color: var(--gold-pale); }

.doc-cover {
  aspect-ratio: 1 / 1.414;
  background: linear-gradient(155deg, var(--navy) 0%, var(--navy-900) 100%);
  color: #fff;
  padding: 26px 24px;
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
}
.doc-cover::after {
  content: "";
  position: absolute;
  right: -30%;
  bottom: -30%;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(146, 97, 38, .38), transparent 62%);
}
.doc-cover > * { position: relative; z-index: 1; }
.doc-kind {
  font-size: 11.5px;
  letter-spacing: .15em;
  text-transform: uppercase;
  color: var(--gold-light);
  font-weight: 600;
}
.doc-cover-title {
  margin-top: auto;
  font-size: 17.5px;
  font-weight: 600;
  line-height: 1.3;
  letter-spacing: -.01em;
}
.doc-cover-meta { margin-top: 12px; font-size: 12px; color: rgba(255, 255, 255, .6); }
.doc-cover--gold { background: linear-gradient(155deg, var(--gold) 0%, #6f4a1d 100%); }
.doc-cover--gold .doc-kind { color: rgba(255, 255, 255, .85); }
.doc-cover--light {
  background: linear-gradient(155deg, #fff 0%, var(--sand) 100%);
  color: var(--navy);
  border-bottom: 1px solid var(--line);
}
.doc-cover--light::after { background: radial-gradient(circle, rgba(24, 55, 109, .10), transparent 62%); }
.doc-cover--light .doc-kind { color: var(--gold); }
.doc-cover--light .doc-cover-meta { color: var(--muted-soft); }

.doc-body { padding: 22px 24px 24px; display: flex; flex-direction: column; flex: 1; }
.doc-body h3 { font-size: 17px; margin-bottom: 10px; }
.doc-body p { font-size: 14.5px; color: var(--muted); margin-bottom: 18px; }
.doc-body .btn, .doc-body .pending { margin-top: auto; align-self: flex-start; }

.pending {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  border-radius: 999px;
  background: rgba(146, 97, 38, .10);
  color: var(--gold);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .04em;
  text-transform: uppercase;
}

/* ---------------------------------------------------------
   Accordion
   --------------------------------------------------------- */

.accordion { border-top: 1px solid var(--line); }
.accordion details { border-bottom: 1px solid var(--line); }
.accordion summary {
  list-style: none;
  cursor: pointer;
  padding: 20px 44px 20px 0;
  position: relative;
  font-weight: 600;
  color: var(--navy);
  font-size: 16.5px;
  transition: color .25s var(--ease);
}
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary:hover { color: var(--gold); }
.accordion summary::after {
  content: "";
  position: absolute;
  right: 8px;
  top: 27px;
  width: 10px;
  height: 10px;
  border-right: 2px solid var(--gold);
  border-bottom: 2px solid var(--gold);
  transform: rotate(45deg);
  transition: transform .3s var(--ease);
}
.accordion details[open] summary::after { transform: rotate(225deg); top: 30px; }
.accordion .acc-body { padding: 0 44px 24px 0; color: var(--muted); font-size: 15.5px; }
.accordion .acc-body p + p { margin-top: 14px; }
.accordion .acc-num {
  display: inline-block;
  min-width: 30px;
  color: var(--gold);
  font-weight: 700;
  font-size: 13px;
}

/* Ordered reference list */
.ref-list { counter-reset: ref; list-style: none; display: grid; gap: 16px; }
.ref-list > li {
  counter-increment: ref;
  position: relative;
  padding: 18px 22px 18px 62px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r-sm);
  color: var(--muted);
  font-size: 15.5px;
  line-height: 1.65;
}
.ref-list > li::before {
  content: counter(ref);
  position: absolute;
  left: 18px;
  top: 17px;
  width: 28px;
  height: 28px;
  border-radius: 8px;
  display: grid;
  place-items: center;
  background: rgba(146, 97, 38, .10);
  color: var(--gold);
  font-size: 13px;
  font-weight: 700;
}
.ref-list ul { margin-top: 10px; }

/* ---------------------------------------------------------
   Contact
   --------------------------------------------------------- */

.contact-card {
  background: rgba(255, 255, 255, .05);
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: var(--r-lg);
  padding: clamp(28px, 3vw, 38px);
  backdrop-filter: blur(8px);
  transition: transform .35s var(--ease), border-color .35s var(--ease), background .35s var(--ease);
}
.contact-card:hover { transform: translateY(-5px); border-color: var(--gold-light); background: rgba(255, 255, 255, .09); }
.contact-card h3 { color: var(--gold-light); font-size: 21px; margin-bottom: 4px; }
.contact-role {
  font-size: 12.5px;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: rgba(255, 255, 255, .55);
  margin-bottom: 22px;
}
.contact-link {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 9px 0;
  color: rgba(255, 255, 255, .9);
  text-decoration: none;
  font-size: 15px;
  border-bottom: 1px solid transparent;
  transition: color .25s var(--ease), padding-left .25s var(--ease), border-color .25s var(--ease);
  overflow-wrap: anywhere;
}
.contact-link:hover { color: var(--gold-light); padding-left: 6px; border-bottom-color: rgba(184, 132, 58, .4); }
.contact-link svg { width: 17px; height: 17px; flex: none; opacity: .8; }

/* CTA band */
.cta-band {
  background: linear-gradient(140deg, var(--navy) 0%, var(--navy-900) 100%);
  color: #fff;
  border-radius: var(--r-lg);
  padding: clamp(34px, 4vw, 56px);
  display: grid;
  grid-template-columns: 1.4fr auto;
  gap: 32px;
  align-items: center;
  position: relative;
  overflow: hidden;
}
.cta-band::before {
  content: "";
  position: absolute;
  top: -50%;
  right: -8%;
  width: 520px;
  height: 520px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(146, 97, 38, .32), transparent 64%);
}
.cta-band > * { position: relative; z-index: 1; }
.cta-band h2 { color: #fff; font-size: clamp(23px, 2.1vw, 29px); }
.cta-band p { color: rgba(255, 255, 255, .78); margin-top: 12px; max-width: 60ch; }

/* ---------------------------------------------------------
   Footer
   --------------------------------------------------------- */

.site-footer { background: var(--navy-950); color: rgba(255, 255, 255, .6); padding: clamp(48px, 6vw, 76px) 0 32px; }
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr repeat(3, minmax(0, 1fr));
  gap: clamp(28px, 3vw, 48px);
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255, 255, 255, .1);
}
.site-footer img.footer-logo { height: 40px; width: auto; margin-bottom: 20px; filter: brightness(0) invert(1); opacity: .92; }
.site-footer h4 {
  color: #fff;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: .11em;
  margin-bottom: 16px;
  font-weight: 600;
}
.site-footer p { font-size: 14px; line-height: 1.75; }
.site-footer ul { list-style: none; display: grid; gap: 10px; }
.site-footer ul a { font-size: 14px; text-decoration: none; color: rgba(255, 255, 255, .62); transition: color .25s var(--ease), padding-left .25s var(--ease); }
.site-footer ul a:hover { color: var(--gold-light); padding-left: 4px; }
.footer-bottom {
  padding-top: 26px;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  font-size: 13px;
  color: rgba(255, 255, 255, .45);
}
.footer-bottom a { color: rgba(255, 255, 255, .6); text-decoration: none; }
.footer-bottom a:hover { color: var(--gold-light); }

/* Back to top */
.to-top {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 950;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  border: 1px solid var(--line);
  background: #fff;
  color: var(--navy);
  display: grid;
  place-items: center;
  box-shadow: var(--sh);
  cursor: pointer;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: opacity .3s var(--ease), transform .3s var(--ease), visibility .3s, background .25s var(--ease), color .25s var(--ease);
}
.to-top.is-visible { opacity: 1; visibility: visible; transform: translateY(0); }
.to-top:hover { background: var(--navy); color: #fff; }
.to-top svg { width: 18px; height: 18px; }

/* ---------------------------------------------------------
   Reveal animations
   --------------------------------------------------------- */

[data-reveal] {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .7s var(--ease), transform .7s var(--ease);
}
[data-reveal="left"] { transform: translateX(-26px); }
[data-reveal="right"] { transform: translateX(26px); }
[data-reveal="scale"] { transform: scale(.97); }
[data-reveal].is-revealed { opacity: 1; transform: none; }

[data-delay="1"] { transition-delay: .08s; }
[data-delay="2"] { transition-delay: .16s; }
[data-delay="3"] { transition-delay: .24s; }
[data-delay="4"] { transition-delay: .32s; }
[data-delay="5"] { transition-delay: .40s; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .001ms !important;
    transition-duration: .001ms !important;
  }
  [data-reveal] { opacity: 1; transform: none; }
}

/* ---------------------------------------------------------
   Responsive
   --------------------------------------------------------- */

@media (max-width: 1180px) {
  .nav, .header-cta { display: none; }
  .burger { display: block; }
  .lang-switch { margin-left: auto; }
  .header-inner { gap: 12px; }
  .hero-grid { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 900px) {
  :root { --header-h: 68px; }
  .split, .split--wide-left, .split--wide-right { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-2 { grid-template-columns: 1fr; }
  .stats { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .cta-band { grid-template-columns: 1fr; }
  .deflist > div { grid-template-columns: 1fr; gap: 6px; }
  .callout .steps { grid-template-columns: 1fr; }
}

@media (max-width: 560px) {
  body { font-size: 15.5px; }
  .stats { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .btn { width: 100%; }
  .btn-row .btn { width: 100%; }
  .doc-grid { grid-template-columns: 1fr; }
  .brand img { height: 34px; }
}

/* Print */
@media print {
  .site-header, .subnav, .to-top, .mobile-nav, .cta-band, .site-footer { display: none !important; }
  .page-hero, .section--navy { background: #fff !important; color: #000 !important; }
  .page-hero h1, .section--navy h2, .section--navy h3 { color: #000 !important; }
  [data-reveal] { opacity: 1 !important; transform: none !important; }
  body { font-size: 11pt; }
}